Many consumers refinance their mortgage every few years to take advantage of lower rates. We refinance our credit cards, education loans and other unsecured debts, to get favorable rates and terms. So why don’t we refinance our auto loans? Probably because no one ever asks. But the auto loan refinance segment is heating up and consumers are definitely in the driver’s seat. Now is definitely the time to get out in front of this tremendous opportunity – or be left in the dust...